A healthy smile is within reach, even if money is tight. If you have dental insurance, it is your ticket to affordable dental care to keep your teeth and gums healthy. Paying your monthly premiums allows you to enjoy discounted rates to preserve your natural smile while lowering your long-term dental expenses. With your Cigna dentist in Pembroke Pines, Dr. Friedland, by your side, you’ll achieve optimal wellness without breaking the bank.
Cigna is a nationwide provider of comprehensive dental insurance plans for families and individuals. Their policies focus on prevention to stop common oral health concerns; however, they also provide coverage for restorative services. Although every plan differs, most include:
You can visit your dentist every 6 months for a cleaning and checkup after a copayment. They’ll remove any buildup left behind by brushing and flossing while checking your dental health. Research has shown every $1 spent on prevention can save up to $50 on restorative fees.
However, dental problems can still occur, even with the most proactive preventive strategy. Don’t worry, Cigna will pay a portion of the cost of various restorative procedures after meeting your deductible. You can use your annual allowance to offset the amount you’ll pay, so you can rehabilitate your smile quickly.
At the end of the year, you’ll lose any benefits you haven’t used. You won’t be reimbursed for them, and nothing will accumulate. With less than 3% of Americans meeting their annual limits, we don’t want to see you throw money down the drain.
Cigna recommends an in-network dentist to make the most of your coverage. They have pre-negotiated rates with certain dental offices to enjoy more coverage at the time of service. You can still visit an out-of-network dentist, but you’ll have to pay the difference between the office fees and your insurance’s allowed amount.
Our office is proud to accept both in-network and out-of-network patients. We know dental insurance is confusing, but we are here to help.
Debra is a dental assistant with over 35 years of experience in dentistry. She studied at Broward Community College and has extensive experience in front office duties. Besides scheduling appointments, she helps out patients find the financial solutions they need.
Debra will work on your behalf with Cigna to file the required forms and paperwork. She will explain how your coverage is being used, and if there’s any remaining balance. If you owe any out-of-pocket expenses, Debra will review all your payment options, like third-party financing with CareCredit.
You pay for your dental insurance every month. Use it to improve your oral health and confidence. If you have any questions about your dental insurance, or you are ready to schedule an appointment, contact our office today to speak with a member of our Friedland Family Dentistry of Pembroke Pines team.